Terms

Practical guidance, with important limits.

These terms describe the basic rules for using Finlume. They are written to make product expectations clear and do not replace any rights or obligations that apply under law.

Last updated: July 27, 2026

The service

Finlume provides educational tools, planning support, and AI-generated coaching based on information you choose to provide. Features may evolve as the product improves.

Not professional advice

Finlume is not a bank, investment adviser, broker, accountant, law firm, or credit-repair service. Content is educational and should not be treated as individualized financial, investment, tax, or legal advice. You remain responsible for financial decisions and should consult a qualified professional when appropriate.

Your account

  • Provide accurate account information and keep your credentials private.
  • Use the service lawfully and do not attempt to disrupt, reverse engineer, or misuse it.
  • Notify support if you believe your account has been accessed without permission.

Availability and changes

Finlume may update, suspend, or discontinue features to maintain security, reliability, or product quality. Any paid plan terms presented at checkout or in your account apply in addition to these product terms.

Questions about these terms or Finlume's data practices can be raised through the support contact available in your account. You can also review our security and data-use overview.